Notice of ATM/Night Deposit Facility User Precautions
As with all financial transactions, please exercise discretion when
using an ATM or night deposit facility. For your own safety,
be careful. The following suggestions may be helpful.
- Prepare for your transactions at home (for instance, by
filling out a deposit slip) to minimize your time at the ATM or
night deposit facility.
- Mark each transaction in your account record, but not while
at the ATM or night deposit facility. Always save your ATM
receipts. Don't leave them at the ATM or night deposit
facility because they may contain important account information.
- Compare your records with the account statements you
- Don't lend your ATM card to anyone.
- Remember, do not leave your card at the ATM. Do not
leave any documents at a night deposit facility.
- Protect the secrecy of your Personal Identification Number
(PIN). Protect your ATM card as though it were cash.
Don't tell anyone your PIN. Don't give anyone information
regarding your ATM card or PIN over the telephone. Never
enter your PIN in any ATM that does not look genuine, has been
modified, has a suspicious device attached, or is operating in a
suspicious manner. Don't write your PIN where it can be
discovered. For example, don't keep a note of your PIN in
your wallet or purse.
- Prevent others from seeing you enter your PIN by using your
body to shield their view.
- If you lose your ATM card or if it is stolen, promptly
notify us. You should consult the other disclosures you
have received about electronic fund transfers for additional
information about what to do if your card is lost or stolen.
- When you make a transaction, be aware of your surroundings.
Look out for suspicious activity near the ATM or night deposit
facility, particularly if it is after sunset. At night, be
sure that the facility (including the parking area and walkways)
is well lighted. Consider having someone accompany you
when you use the facility, especially after sunset. If you
observe any problem, go to another ATM or night deposit
- Don't accept assistance from anyone you don't know when
using an ATM or night deposit facility.
- If you notice anything suspicious or if any other problem
arises after you have begun an ATM transaction, you may want to
cancel the transaction, pocket your card and leave. You
might consider using another ATM or coming back later.
- Don't display your cash; pocket it as soon as the ATM
transaction is completed and count the cash later when you are
in the safety of your own car, home, or other secure
- At a drive-up facility, make sure all the car doors are
locked and all of the windows are rolled up, except the driver's
window. Keep the engine running and remain alert to your
- We want the ATM and night deposit facility to be safe and
convenient for you. Therefore, please tell us if you know
of any problem with a facility. For instance, let us know
if a light is not working or there is any damage to a facility.
Please report any suspicious activity or crimes to both the
operator of the facility and the local law enforcement officials